ZIP 48842 Foreclosure, Tax-Lien & Distress Report

In Ingham County, Michigan, ZIP 48842 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (86/100)). Its heaviest discrete signals: structural risk (59/100), institutional ownership (47/100), construction/permit lag (20/100). On the quiet end sit construction/permit lag (20/100) and mortgage stress (19/100). The latent-versus-live split is 59/100 structural and 6/100 already moving.

The market reads neutral — home values rose 4.7% year on year, and 14% higher over three years, at 26/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 10,042 housing units across 48842. 66% of housing is owner-occupied. The typical home is worth about $225,900 (2.4× income, relatively affordable). On demographic stress specifically, 48842 scores 26/100. Households earn a median $86,830 — near the roughly $78,000 national figure. Rent burden reaches 37% of tenant households. 21,504 residents call 48842 home, typically aged 39. 11.8% of residents fall below the poverty threshold. The vacancy rate is 5.9%. Educational attainment sits at 39% bachelor's-or-above.

Net-net, 48842 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48842 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 48842 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48842, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 48842 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For a buyer, 48842 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.