ZIP 48892 Foreclosure, Tax-Lien & Distress Report

ZIP code 48892 in Ingham County, Michigan carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (57/100), institutional ownership (48/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (18/100). Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (72/100), FEMA disaster exposure (60/100). Structural risk reads 57/100 against active distress of 6/100.

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, and 20% higher over three years, at 24/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 32% of renters are cost-burdened. 4,769 residents call 48892 home, typically aged 42. The poverty rate is 11.7%. Around 17% of adults hold a bachelor's degree or higher. At $81,978, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 2,014 housing units. The typical home is worth about $210,900 (2.4× income, relatively affordable). The vacancy rate is 6.9%. 85% of housing is owner-occupied.

On balance 48892 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 48892 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 48892 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Ingham County, Michigan and the nation. Where the record is thin for 48892, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 figure for 48892 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48892 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.