ZIP 49285 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 49285 (Ingham County, Michigan) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (81/100)). The sharpest non-environmental signals are structural risk (56/100), institutional ownership (43/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (17/100) register low. Structurally it carries 56/100, against 5/100 of stress already in motion.

Prices here sit in a neutral phase: values rose 4.7% over the trailing year, and 12% higher over three years, at 25/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 5.1%. Households earn a median $72,578 — near the roughly $78,000 national figure. Owners hold 83% of homes, renters 18%. Rent burden reaches 26% of tenant households. 6,120 residents call 49285 home, typically aged 50. On demographic stress specifically, 49285 scores 24/100. The ZIP holds roughly 2,800 housing units. The poverty rate is 5.5% — low. A median home runs $210,100 here, or 2.9 times local income. Around 23% of adults hold a bachelor's degree or higher.

Net-net, 49285 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 49285 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 49285 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 49285 stays directly comparable to neighboring ZIPs and the rest of Ingham County, Michigan. Sparse data for 49285 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 49285 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 49285 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.