ZIP 48104 Property Distress & Foreclosure Data

In Washtenaw County, Michigan, ZIP 48104 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (48/100), institutional ownership (20/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (8/100) register low. On the structural side it scores 48/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (90/100).

The market reads peak — home values rose 3.0% year on year, and 16% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 36.3% — high, a tax-stress and distress correlate. Around 60% of renters are cost-burdened. At $63,341, median income runs below typical U.S. levels. 36% of housing is owner-occupied. Around 82% of adults hold a bachelor's degree or higher. About 43,762 people live here, median age 23. The typical home is worth about $491,200 (7.6× income, severely stretched). The vacancy rate is 9.3%. The demographic-stress sub-score lands at 49/100. The ZIP holds roughly 19,300 housing units.

Net-net, 48104 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.