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ZIP 48176 Foreclosure, Tax-Lien & Distress Report

Washtenaw County, Michigan · Distress market

ZIP code 48176 in Washtenaw County, Michigan carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (74/100). What sets it apart are the readings on structural risk (61/100), institutional ownership (49/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (8/100). Structurally it carries 61/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 16% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

23,325 residents call 48176 home, typically aged 45. 84% of housing is owner-occupied. A median home runs $408,300 here, or 3.5 times local income. There are about 9,352 housing units across 48176. The poverty rate is 5.0% — low. Vacancy runs 3.7%. The demographic-stress sub-score lands at 24/100. Rent burden reaches 38% of tenant households. Educational attainment sits at 58% bachelor's-or-above. Median household income is $110,987, above the U.S. median near $78,000.

Overall, 48176 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 48176 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 48176 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 48176, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 for 48176 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48176 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
61/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 48176

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk90
9 further distress layers are graded for 48176

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 48176 distress snapshot

The live 48176 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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More distress data near 48176

Keep going: ZIP, county and state distress coverage for Washtenaw County, Michigan.

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Built from public records, scored the same way everywhere · methodology

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