ZIP 48176 Foreclosure, Tax-Lien & Distress Report

ZIP code 48176 in Washtenaw County, Michigan carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (89/100). What sets it apart are the readings on structural risk (61/100), institutional ownership (48/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (8/100). Structurally it carries 61/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 16% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

23,325 residents call 48176 home, typically aged 45. 84% of housing is owner-occupied. A median home runs $408,300 here, or 3.5 times local income. There are about 9,352 housing units across 48176. The poverty rate is 5.0% — low. Vacancy runs 3.7%. The demographic-stress sub-score lands at 24/100. Rent burden reaches 38% of tenant households. Educational attainment sits at 58% bachelor's-or-above. Median household income is $110,987, above the U.S. median near $78,000.

Overall, 48176 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 48176 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 48176 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48176, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 for 48176 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48176 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.