ZIP 48160 Foreclosure, Tax-Lien & Distress Report

In Monroe County, Michigan, ZIP 48160 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (61/100), institutional ownership (46/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (13/100). It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (84/100). Structural risk reads 61/100 against active distress of 4/100.

The peak-phase market in 48160 posted values that rose 2.6% over the year, and 13% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

A median home runs $265,300 here, or 2.5 times local income. Rent burden reaches 45% of tenant households. There are about 5,296 housing units across 48160. The demographic-stress sub-score lands at 26/100. 5.9% of residents fall below the poverty threshold. Educational attainment sits at 30% bachelor's-or-above. The vacancy rate is 5.3%. The tenure split is 82% owner-occupied to 18% rented. Median household income is $99,383, above the U.S. median near $78,000. About 14,308 people live here, median age 41.

Net-net, 48160 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 48160 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 48160 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Monroe County, Michigan and the nation. Nothing here is interpolated — where a source is thin for 48160, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 48160 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48160 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.