ZIP 48108 Foreclosure, Tax-Lien & Distress Report

Washtenaw County, Michigan's ZIP 48108 registers 28/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (61/100), institutional ownership (49/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (8/100) stay muted. On the structural side it scores 61/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (74/100).

The market reads peak — home values rose 3.2% year on year, and 22% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $80,425, median income runs near typical U.S. levels. 12.6% of residents fall below the poverty threshold. 27,472 residents call 48108 home, typically aged 36. DLRadar's demographic-stress index for the area reads 31/100. Around 65% of adults hold a bachelor's degree or higher. The tenure split is 55% owner-occupied to 45% rented. There are about 12,796 housing units across 48108. A median home runs $406,700 here, or 4.7 times local income. Rent burden reaches 40% of tenant households. Vacancy runs 3.2%.

On balance 48108 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48108 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 48108 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 48108, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

48108's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 48108 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.