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ZIP 48197 Foreclosure, Tax-Lien & Distress Report

Washtenaw County, Michigan · Distress market

On DLRadar's 0-100 public-record scale, ZIP 48197 in Washtenaw County, Michigan comes in at 28, a low composite-distress reading. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (48/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 61/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.2% year on year, and 15% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $70,913, near the U.S. median near $78,000. Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. Educational attainment sits at 47% bachelor's-or-above. There are about 29,173 housing units across 48197. Vacancy runs 4.7%. Owners hold 53% of homes, renters 47%. About 65,911 people live here, median age 33. 13.2% of residents fall below the poverty threshold. A median home runs $294,500 here, or 3.9 times local income.

Net-net, 48197 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48197 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 48197 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Washtenaw County, Michigan and the nation. Sparse data for 48197 shows as blanks, never estimates, and the score updates on every fresh public filing.

48197's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 48197 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
61/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 48197

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk90
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

48197 at a glance

The live 48197 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Additional distress intelligence spanning Washtenaw County, Michigan by ZIP, county and state.

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Deterministic scoring, sourced entirely from public data · methodology

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