ZIP 48197 Property Distress & Foreclosure Data

Composite property distress in 48197 (Washtenaw County, Michigan) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (48/100), institutional ownership (20/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 48/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.0% year on year, and 15% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

At $70,913, median income runs near typical U.S. levels. Around 44% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. Around 47% of adults hold a bachelor's degree or higher. The ZIP holds roughly 29,173 housing units. The vacancy rate is 4.7%. 53% of housing is owner-occupied. About 65,911 people live here, median age 33. The poverty rate is 13.2%. The typical home is worth about $294,500 (3.9× income, relatively affordable).

Net-net, 48197 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.