ZIP 48198 Foreclosure, Tax-Lien & Distress Report
Washtenaw County, Michigan · Affordable market
ZIP 48198's composite property-distress score is 28/100 - DLRadar classes that as low for Washtenaw County, Michigan. Latent structural risk is 61/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (90/100)). The sharpest non-environmental signals are structural risk (61/100), institutional ownership (48/100), construction/permit lag (25/100). construction/permit lag (25/100) and mortgage stress (8/100) stay muted.
Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 21% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
59% of housing is owner-occupied. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $189,100 (2.8× income, relatively affordable). On demographic stress specifically, 48198 scores 30/100. 39,507 residents call 48198 home, typically aged 34. Vacancy runs 5.2%. The ZIP holds roughly 17,335 housing units. Rent burden reaches 41% of tenant households. Households earn a median $63,678 — below the roughly $78,000 national figure. Educational attainment sits at 35% bachelor's-or-above.
Overall, 48198 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 48198 at the moment; the composite and its components are still built from verifiable public records.
The 48198 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 48198 stays directly comparable to neighboring ZIPs and the rest of Washtenaw County, Michigan. Nothing here is interpolated — where a source is thin for 48198, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 28/100 figure for 48198 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48198 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 48198
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 48198 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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