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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 48187 Foreclosure, Tax-Lien & Distress Report

Wayne County, Michigan · Distress market

ZIP 48187's composite property-distress score is 33/100 - DLRadar classes that as moderate for Wayne County, Michigan. On the structural side it scores 74/100, with 6/100 of stress already active. Leading the profile are structural risk (74/100), construction/permit lag (65/100), institutional ownership (48/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (90/100).

The peak-phase market in 48187 posted values that rose 4.2% over the year, and 18% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 52,710 with a median age of 40. The poverty rate is 5.3% — low. The ZIP holds roughly 21,075 housing units. Around 53% of adults hold a bachelor's degree or higher. The typical home is worth about $364,200 (2.9× income, relatively affordable). At $117,980, median income runs above typical U.S. levels. The vacancy rate is 5.5%. Rent burden reaches 28% of tenant households. The tenure split is 73% owner-occupied to 27% rented. On demographic stress specifically, 48187 scores 23/100.

Net-net, 48187 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 48187 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 48187 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 48187, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

48187's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 48187 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 48187

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
9 further distress layers are graded for 48187

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

48187 at a glance

48187 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Wayne County ZIPs near 48187

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