ZIP 48204 Foreclosure, Tax-Lien & Distress Report

Wayne County, Michigan's ZIP 48204 registers 34/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 77 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (60/100). The most distinctive pressure shows up in structural risk (77/100), construction/permit lag (73/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 7% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

19,723 residents call 48204 home, typically aged 41. The vacancy rate is 37.3% — elevated. Owners hold 52% of homes, renters 48%. Educational attainment sits at 10% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 39/100. At $32,875, median income runs below typical U.S. levels. There are about 13,976 housing units across 48204. 36.4% of residents fall below the poverty threshold. The typical home is worth about $59,200 (1.6× income, relatively affordable). Rent burden reaches 58% of tenant households.

Net-net, 48204 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 48204 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 48204 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Wayne County, Michigan and the nation. Where the record is thin for 48204, the field stays empty rather than modeled, and fills in as new documents post.

Behind 48204's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 48204 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.