ZIP 48185 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 48185 (Wayne County, Michigan) returns a moderate composite of 34/100. On the structural side it scores 77/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (77/100), construction/permit lag (73/100), institutional ownership (51/100). By contrast, mortgage stress (20/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (60/100).

The peak-phase market in 48185 posted values that rose 4.2% over the year, and 22% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

48,364 residents call 48185 home, typically aged 39. Owners hold 56% of homes, renters 44%. The vacancy rate is 5.8%. About 23% have a four-year degree. Home values center near $194,000, an affordability ratio of 3.1× — accessible. On demographic stress specifically, 48185 scores 31/100. Households earn a median $59,085 — below the roughly $78,000 national figure. The poverty rate is 13.0%. The ZIP holds roughly 23,737 housing units. Around 40% of renters are cost-burdened.

On balance 48185 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48185 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 48185's 34/100 can be lined up against any neighbor in Wayne County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 48185 reflects the current record instead of a stale or modeled snapshot.

Behind 48185's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 48185 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.