ZIP 48186 Property Distress & Foreclosure Data

In Wayne County, Michigan, ZIP 48186 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (90/100)). The latent-versus-live split is 59/100 structural and 6/100 already moving. Its standout signals are structural risk (59/100), institutional ownership (51/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100).

The expansion-phase market in 48186 posted values that rose 5.6% over the year, and 23% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 38% of renters are cost-burdened. 13.7% of residents fall below the poverty threshold. Median household income is $67,203, below the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 14,562 housing units. Home values center near $174,000, an affordability ratio of 2.5× — accessible. Population is roughly 35,791 with a median age of 37. The vacancy rate is 7.6%. Owners hold 69% of homes, renters 31%.

On balance 48186 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
59/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 48186

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Wayne County

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