ZIP 48186 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48186 (Wayne County, Michigan) at a moderate 34/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (60/100). Structurally it carries 77/100, against 6/100 of stress already in motion. Property-level stress concentrates in structural risk (77/100), construction/permit lag (73/100), institutional ownership (51/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 38% of renters are cost-burdened. 13.7% of residents fall below the poverty threshold. Households earn a median $67,203 — below the roughly $78,000 national figure. About 19% have a four-year degree. On demographic stress specifically, 48186 scores 29/100. The ZIP holds roughly 14,562 housing units. Home values center near $174,000, an affordability ratio of 2.5× — accessible. 35,791 residents call 48186 home, typically aged 37. Vacancy runs 7.6%. 69% of housing is owner-occupied.

Net-net, 48186 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 48186 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 48186 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Wayne County, Michigan and the nation. 48186 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48186's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 48186 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.