ZIP 48195 Property Distress & Foreclosure Data

In Wayne County, Michigan, ZIP 48195 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (59/100), institutional ownership (51/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (90/100)). On the structural side it scores 59/100, with 6/100 of stress already active.

The expansion-phase market in 48195 posted values that rose 5.6% over the year, and 18% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 66% of homes, renters 34%. Population is roughly 29,551 with a median age of 39. Median household income is $64,635, below the U.S. median near $78,000. Around 33% of renters are cost-burdened. 9.8% of residents fall below the poverty threshold. Home values center near $173,600, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 5.2%. Educational attainment sits at 21% bachelor's-or-above. The ZIP holds roughly 13,225 housing units.

On balance 48195 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.