ZIP 48195 Foreclosure, Tax-Lien & Distress Report

ZIP 48195's composite property-distress score is 33/100 - DLRadar classes that as moderate for Wayne County, Michigan. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (65/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (90/100). On the structural side it scores 74/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.2% year on year, and 18% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

66% of housing is owner-occupied. Population is roughly 29,551 with a median age of 39. Median household income is $64,635, below the U.S. median near $78,000. Around 33% of renters are cost-burdened. Roughly 9.8% live below the poverty line. Home values center near $173,600, an affordability ratio of 2.6× — accessible. The demographic-stress sub-score lands at 27/100. The vacancy rate is 5.2%. About 21% have a four-year degree. There are about 13,225 housing units across 48195.

Overall, 48195 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 48195 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 48195's 33/100 can be lined up against any neighbor in Wayne County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 48195 reflects the current record instead of a stale or modeled snapshot.

The 33/100 figure for 48195 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48195 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.