ZIP 48178 Foreclosure, Tax-Lien & Distress Report

ZIP 48178's composite property-distress score is 29/100 - DLRadar classes that as low for Oakland County, Michigan. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (74/100), FEMA disaster exposure (60/100)). The pressure is most legible in structural risk (65/100), institutional ownership (49/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (15/100). Structurally it carries 65/100, against 5/100 of stress already in motion.

The market reads peak — home values rose 3.9% year on year, and 19% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 3.4%. Households earn a median $130,781 — above the roughly $78,000 national figure. Population is roughly 37,303 with a median age of 42. The tenure split is 91% owner-occupied to 9% rented. On demographic stress specifically, 48178 scores 23/100. There are about 14,397 housing units across 48178. Home values center near $410,500, an affordability ratio of 3.0× — accessible. Educational attainment sits at 53% bachelor's-or-above. 4.1% of residents fall below the poverty threshold. Rent burden reaches 43% of tenant households.

Net-net, 48178 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48178 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 48178 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48178 can be compared directly against any other ZIP in Oakland County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 48178, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 figure for 48178 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 48178 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.