ZIP 48178 Property Distress & Foreclosure Data

DLRadar grades ZIP 48178 (Oakland County, Michigan) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in structural risk (64/100), construction/permit lag (50/100), institutional ownership (40/100). mortgage stress (15/100) stay muted. Structural risk reads 64/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 19% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 3.4%. Households earn a median $130,781 — above the roughly $78,000 national figure. 37,303 residents call 48178 home, typically aged 42. The tenure split is 91% owner-occupied to 9% rented. On demographic stress specifically, 48178 scores 23/100. There are about 14,397 housing units across 48178. A median home runs $410,500 here, or 3.0 times local income. About 53% have a four-year degree. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 43% of tenant households.

Overall, 48178 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.