ZIP 48165 Property Distress & Foreclosure Data

Composite property distress in 48165 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 75 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 48165 posted values that rose 5.6% over the year, and 17% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 76% of homes, renters 24%. Home values center near $389,000, an affordability ratio of 3.3× — accessible. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $105,511, above the U.S. median near $78,000. Population is roughly 9,141 with a median age of 37. Educational attainment sits at 51% bachelor's-or-above. Vacancy runs 6.4%. There are about 3,681 housing units across 48165. Rent burden reaches 33% of tenant households. 6.3% of residents fall below the poverty threshold.

On balance 48165 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.