ZIP 48381 Property Distress & Foreclosure Data

Composite property distress in 48381 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 75 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 48381 posted values that rose 5.6% over the year, and 15% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 13,737 with a median age of 41. Home values center near $405,200, an affordability ratio of 3.8× — accessible. 5.6% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%. Educational attainment sits at 45% bachelor's-or-above. Vacancy runs 2.5%. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $103,156, above the U.S. median near $78,000. There are about 5,578 housing units across 48381. Rent burden reaches 43% of tenant households.

On balance 48381 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.