ZIP 48386 Property Distress & Foreclosure Data

Composite property distress in 48386 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). On the structural side it scores 75/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 19% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $90,805, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 32/100. About 17,860 people live here, median age 46. The vacancy rate is 4.4%. The poverty rate is 10.6%. The ZIP holds roughly 7,592 housing units. Around 69% of renters are cost-burdened. The typical home is worth about $321,100 (3.3× income, relatively affordable). Around 34% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied.

Net-net, 48386 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.