ZIP 48383 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48383 (Oakland County, Michigan) returns a moderate composite of 33/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. Latent structural risk is 74/100 while live distress already moving reads 6/100.

The market reads peak — home values rose 4.2% year on year, and 18% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,966 housing units. DLRadar's demographic-stress index for the area reads 24/100. A median home runs $336,800 here, or 3.1 times local income. Vacancy runs 4.2%. Population is roughly 13,291 with a median age of 41. Median household income is $98,617, above the U.S. median near $78,000. Educational attainment sits at 35% bachelor's-or-above. The poverty rate is 9.0%. The tenure split is 95% owner-occupied to 5% rented. Around 32% of renters are cost-burdened.

On balance 48383 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48383 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 48383's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 48383, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 figure for 48383 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48383 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.