ZIP 48350 Foreclosure, Tax-Lien & Distress Report

ZIP code 48350 in Oakland County, Michigan carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic distress index. On the structural side it scores 72/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 12% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $371,900 here, or 3.2 times local income. DLRadar's demographic-stress index for the area reads 29/100. 86% of housing is owner-occupied. About 36% have a four-year degree. Population is roughly 7,866 with a median age of 42. The vacancy rate is 3.0%. At $108,568, median income runs above typical U.S. levels. Roughly 9.2% live below the poverty line. The ZIP holds roughly 2,832 housing units. Around 53% of renters are cost-burdened.

Overall, 48350 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48350 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 48350 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. 48350 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48350's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 48350 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.