ZIP 48362 Property Distress & Foreclosure Data

DLRadar grades ZIP 48362 (Oakland County, Michigan) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 17% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $346,900 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 22/100. Around 25% of renters are cost-burdened. The vacancy rate is 7.1%. At $108,667, median income runs above typical U.S. levels. 86% of housing is owner-occupied. Around 44% of adults hold a bachelor's degree or higher. About 14,746 people live here, median age 45. The poverty rate is 6.1% — low. The ZIP holds roughly 6,399 housing units.

Net-net, 48362 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.