ZIP 48362 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48362 in Oakland County, Michigan comes in at 33, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Structural exposure scores 74 and live distress 6 on the 0–100 scale. The pressure is most legible in structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). mortgage stress (19/100) stay muted.

The peak-phase market in 48362 posted values that rose 4.2% over the year, and 17% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $346,900, an affordability ratio of 2.9× — accessible. On demographic stress specifically, 48362 scores 22/100. Around 25% of renters are cost-burdened. Vacancy runs 7.1%. At $108,667, median income runs above typical U.S. levels. Owners hold 86% of homes, renters 14%. Around 44% of adults hold a bachelor's degree or higher. 14,746 residents call 48362 home, typically aged 45. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 6,399 housing units.

Overall, 48362 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48362 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 48362 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Oakland County, Michigan and the nation. Sparse data for 48362 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 48362's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 48362 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.