ZIP 48375 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48375 (Oakland County, Michigan) at a moderate 32/100 for overall property distress. Its standout signals are structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Latent structural risk is 72/100 while live distress already moving reads 6/100.

The peak-phase market in 48375 posted values that rose 4.2% over the year, and 22% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 10,286 housing units across 48375. Vacancy runs 2.6%. Around 30% of renters are cost-burdened. Educational attainment sits at 63% bachelor's-or-above. The tenure split is 71% owner-occupied to 29% rented. On demographic stress specifically, 48375 scores 22/100. 4.2% of residents fall below the poverty threshold. The typical home is worth about $376,900 (3.1× income, relatively affordable). Households earn a median $112,978 — above the roughly $78,000 national figure. About 23,927 people live here, median age 42.

Net-net, 48375 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48375 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 48375 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48375 can be compared directly against any other ZIP in Oakland County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 48375 shows blanks, not estimates, wherever the record is sparse.

The 32/100 figure for 48375 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48375 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.