ZIP 48442 Foreclosure, Tax-Lien & Distress Report

ZIP code 48442 in Oakland County, Michigan carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic distress index. Latent structural risk is 71/100 while live distress already moving reads 6/100. The sharpest non-environmental signals are structural risk (71/100), construction/permit lag (57/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).

The market reads peak — home values rose 4.2% year on year, and 20% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 22,720 with a median age of 43. A median home runs $265,800 here, or 3.1 times local income. Around 47% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. 78% of housing is owner-occupied. The vacancy rate is 3.8%. Median household income is $80,281, near the U.S. median near $78,000. About 29% have a four-year degree. There are about 9,767 housing units across 48442. 9.2% of residents fall below the poverty threshold.

Net-net, 48442 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48442 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 48442's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 48442 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 32/100 for 48442 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48442 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.