ZIP 48439 Property Distress & Foreclosure Data

DLRadar grades ZIP 48439 (Genesee County, Michigan) at a low 24/100 for overall property distress. Structural risk reads 55/100 against active distress of 3/100. Property-level stress concentrates in structural risk (55/100), construction/permit lag (39/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (88/100).

Prices here sit in a expansion phase: values rose 6.8% over the trailing year, and 16% higher over three years, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 75% owner-occupied to 25% rented. Households earn a median $88,505 — above the roughly $78,000 national figure. A median home runs $261,600 here, or 2.8 times local income. Vacancy runs 3.7%. There are about 22,296 housing units across 48439. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 27% of tenant households. On demographic stress specifically, 48439 scores 23/100. 52,071 residents call 48439 home, typically aged 42. About 43% have a four-year degree.

On balance, 48439 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.