ZIP 48504 Foreclosure, Tax-Lien & Distress Report

ZIP code 48504 in Genesee County, Michigan carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (88/100)). On the structural side it scores 54/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The expansion-phase market in 48504 posted values that rose 6.8% over the year, and 26% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 12,669 housing units. Population is roughly 23,873 with a median age of 33. 32.0% of residents fall below the poverty threshold. Around 53% of renters are cost-burdened. Owners hold 60% of homes, renters 40%. Educational attainment sits at 12% bachelor's-or-above. Median household income is $36,740, below the U.S. median near $78,000. Home values center near $53,500, an affordability ratio of 1.3× — accessible. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 20.3% — elevated.

On the whole, 48504 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.