ZIP 48504 Foreclosure, Tax-Lien & Distress Report

In Genesee County, Michigan, ZIP 48504 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (87/100)). On the structural side it scores 56/100, with 3/100 of stress already active. Its heaviest discrete signals: structural risk (56/100), construction/permit lag (45/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The peak-phase market in 48504 posted values that rose 3.2% over the year, and 26% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 12,669 housing units across 48504. Population is roughly 23,873 with a median age of 33. Roughly 32.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 53% of tenant households. 60% of housing is owner-occupied. Around 12% of adults hold a bachelor's degree or higher. At $36,740, median income runs below typical U.S. levels. The typical home is worth about $53,500 (1.3× income, relatively affordable). The demographic-stress sub-score lands at 34/100. The vacancy rate is 20.3% — elevated.

Taken together, 48504 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 48504 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 48504 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48504 can be compared directly against any other ZIP in Genesee County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 48504 shows blanks, not estimates, wherever the record is sparse.

Behind 48504's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 48504 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.