Genesee County, MI: Foreclosures, Tax Liens & Distressed Properties
Genesee County, MI, Michigan: 34 ZIP codes scored, Genesee County, MI averaging 23/100 (low, Genesee, MI), from 14 to 32. Genesee County, MI is in its peak phase (Genesee, MI confidence 33/100): Genesee, MI home prices up 3.2% (Genesee, MI) over twelve months. Genesee County, MI lender headwind: 57/100.
Highest-scoring Genesee County, MI ZIPs: 48442 (32/100), 48462 (31/100), 48415 (30/100), 48430 (26/100), 48457 (25/100), 48411 (24/100). Also scored in Genesee County, MI: 48423, 48437, 48439, 48451, 48458, 48463, 48473, 48502, 48503, 48504.
Across Genesee County, MI's scored ZIPs: median home value $188,013, household income $67,798, 9.1% vacancy, 13.1% poverty, 77% owner-occupied, median age 42.6.
Genesee County, MI insurance distress 27/100 (#1,701 in the US); FEMA hazard 0/100 for Genesee, MI; 23 Genesee, MI NFIP flood claims, $288K paid; Genesee, MI construction distress 40/100.
8 banks with 46 branches lend in Genesee County, MI; Genesee, MI weighted bank stress 64/100, highest 90/100 in Genesee, MI.
Genesee County, MI unemployment 5.8% (Genesee, MI -0.5 pts, six months); 460 new housing units permitted in Genesee County, MI over twelve months, Genesee, MI up 10% from 419; Genesee, MI home prices +7.9% a year (Genesee, MI) over three years.
183,903 housing units in Genesee County, MI; 48,510 Genesee, MI renter households; 48% of Genesee, MI renters spend 30%+ of income on rent, 26% (Genesee, MI) half or more.
Genesee County, MI ranks #1,116 nationally on the opportunity index (Genesee, MI, among all ranked counties); Genesee, MI scores 30.8/100 and Genesee, MI sits #37 inside Michigan. Genesee, MI is in the watchlist opportunity phase; Genesee, MI's primary driver is bank institutional, Genesee, MI second driver listings discount; Genesee, MI moved up 959 places. 335 short-sale listings across Genesee, MI; 66 days on market observed in Genesee, MI; 9.2% vacancy over 34 Genesee, MI ZIPs.
1.2% of Genesee County, MI mortgages were ninety-plus days late in December 2025; Genesee, MI's thirty-to-eighty-nine-day share was 3.0% (CFPB county sample). Genesee, MI's ninety-day rate is unchanged on twelve months earlier; the Genesee, MI peak since 2008 was 6.7% in November 2009; Michigan overall reads 0.9%.
Genesee County, MI has 3 watched banks; 3 Genesee, MI banks sit in an elevated band. Genesee, MI footprints: Choiceone Bank (8 branches, stress 60) in Genesee, MI; Independent Bank (1 branch, stress 67) in Genesee, MI; Oxford Bank (1 branch, stress 64) in Genesee, MI.
HUD lists 21 assisted multifamily properties in Genesee County, MI with 2,199 units; 719 Genesee, MI units are assisted, 5 Genesee, MI properties under project-based Section 8.
16,569 of the 183,903 housing units in Genesee, MI sit vacant. Genesee County, MI permitted 88 multifamily units in twelve months; Genesee, MI's one-to-four unit structures added 372 units in Genesee County, MI.