ZIP 48415 Property Distress & Foreclosure Data

In Saginaw County, Michigan, ZIP 48415 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 51 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (76/100). Its standout signals are structural risk (51/100), construction/permit lag (38/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 31% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $210,200 here, or 2.6 times local income. The tenure split is 89% owner-occupied to 11% rented. Vacancy runs 10.9%. On demographic stress specifically, 48415 scores 23/100. Roughly 7.9% live below the poverty line. Households earn a median $76,311 — near the roughly $78,000 national figure. 8,601 residents call 48415 home, typically aged 47. There are about 4,000 housing units across 48415. Rent burden reaches 18% of tenant households. About 22% have a four-year degree.

Overall, 48415 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.