ZIP 48420 Property Distress & Foreclosure Data

DLRadar grades ZIP 48420 (Genesee County, Michigan) at a low 24/100 for overall property distress. Structural risk reads 53/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)). Property-level stress concentrates in structural risk (53/100), construction/permit lag (37/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The expansion-phase market in 48420 posted values that rose 6.8% over the year, and 20% higher over three years, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 81% of homes, renters 19%. Rent burden reaches 43% of tenant households. There are about 9,107 housing units across 48420. 10.7% of residents fall below the poverty threshold. Home values center near $192,400, an affordability ratio of 2.8× — accessible. Vacancy runs 3.6%. Median household income is $63,427, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 21,213 with a median age of 44. Educational attainment sits at 18% bachelor's-or-above.

On balance 48420 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.