ZIP 48420 Foreclosure, Tax-Lien & Distress Report

In Genesee County, Michigan, ZIP 48420 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 55/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (84/100). Its standout signals are structural risk (55/100), construction/permit lag (45/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The market reads peak — home values rose 3.3% year on year, and 20% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 81% owner-occupied to 19% rented. Rent burden reaches 43% of tenant households. There are about 9,107 housing units across 48420. Roughly 10.7% live below the poverty line. The typical home is worth about $192,400 (2.8× income, relatively affordable). The vacancy rate is 3.6%. Median household income is $63,427, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. About 21,213 people live here, median age 44. Around 18% of adults hold a bachelor's degree or higher.

Net-net, 48420 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 48420 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 48420's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 48420, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 figure for 48420 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 48420 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.