ZIP 48451 Foreclosure, Tax-Lien & Distress Report
Genesee County, Michigan · Distress market
Composite property distress in 48451 (Genesee County, Michigan) lands at 24/100 — low on DLRadar's distress scoring. Structural risk reads 54/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). Leading the profile are structural risk (54/100), construction/permit lag (36/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (11/100) register low.
Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 19% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
93% of housing is owner-occupied. The poverty rate is 5.0% — low. The ZIP holds roughly 6,080 housing units. The vacancy rate is 2.9%. Home values center near $283,200, an affordability ratio of 2.8× — accessible. Households earn a median $95,616 — above the roughly $78,000 national figure. On demographic stress specifically, 48451 scores 22/100. Around 29% of renters are cost-burdened. About 15,993 people live here, median age 42. Around 32% of adults hold a bachelor's degree or higher.
Broadly, 48451 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 48451 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 48451's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 48451, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 24/100 for 48451 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48451 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 48451
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
48451 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 48451, the same set carried on every parcel.
Nearby ZIPs in Genesee County
Nearest ZIP codes to 48451
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Genesee County, Michigan
Related ZIP, county and statewide reads linked to Genesee County, Michigan.
Open the complete 48451 acquisition file
The full 48451 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology