ZIP 48451 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48451 (Genesee County, Michigan) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 56/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (87/100). Leading the profile are structural risk (56/100), construction/permit lag (38/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (11/100) register low.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 19% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

93% of housing is owner-occupied. The poverty rate is 5.0% — low. The ZIP holds roughly 6,080 housing units. The vacancy rate is 2.9%. Home values center near $283,200, an affordability ratio of 2.8× — accessible. Households earn a median $95,616 — above the roughly $78,000 national figure. On demographic stress specifically, 48451 scores 22/100. Around 29% of renters are cost-burdened. About 15,993 people live here, median age 42. Around 32% of adults hold a bachelor's degree or higher.

On balance 48451 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 48451 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 48451's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 48451, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 48451 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48451 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.