ZIP 48451 Property Distress & Foreclosure Data

In Genesee County, Michigan, ZIP 48451 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 56 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (87/100). Its standout signals are structural risk (56/100), construction/permit lag (38/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (11/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 19% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 93% owner-occupied to 7% rented. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. There are about 6,080 housing units across 48451. Vacancy runs 2.9%. A median home runs $283,200 here, or 2.8 times local income. Households earn a median $95,616 — above the roughly $78,000 national figure. On demographic stress specifically, 48451 scores 22/100. Rent burden reaches 29% of tenant households. 15,993 residents call 48451 home, typically aged 42. About 32% have a four-year degree.

Overall, 48451 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
56/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 48451

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Genesee County

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