ZIP 48137 Property Distress & Foreclosure Data

DLRadar grades ZIP 48137 (Livingston County, Michigan) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (58/100), institutional ownership (42/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (16/100) register low. On the structural side it scores 58/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (82/100).

The market reads peak — home values rose 4.8% year on year, and 21% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

At $82,813, median income runs near typical U.S. levels. The poverty rate is 10.2%. Around 68% of renters are cost-burdened. Around 28% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 33/100. About 4,293 people live here, median age 55. The ZIP holds roughly 2,268 housing units. The vacancy rate is 21.1% — elevated. 89% of housing is owner-occupied. The typical home is worth about $306,800 (3.4× income, relatively affordable).

Net-net, 48137 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.