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Livingston County, MI: Foreclosures, Tax Liens & Distressed Properties

Livingston County, MI, Michigan: 21 ZIP codes scored, Livingston County, MI averaging 25/100 (low, Livingston, MI), from 18 to 32. Livingston County, MI is in its peak phase (Livingston, MI confidence 26/100): Livingston, MI home prices up 4.2% (Livingston, MI) over twelve months. Livingston County, MI lender headwind: 43/100.

Highest-scoring Livingston County, MI ZIPs: 48442 (32/100), 48380 (30/100), 48178 (29/100), 48189 (27/100), 48137 (26/100), 48430 (26/100). Also scored in Livingston County, MI: 48892, 48114, 48116, 48139, 48143, 48169, 48353, 48816, 48836, 48843.

Across Livingston County, MI's scored ZIPs: median home value $309,553, household income $101,041, 6.9% vacancy, 5.5% poverty, 84% owner-occupied, median age 46.5.

Livingston County, MI insurance distress 58/100 (#943 in the US); FEMA hazard 52/100 for Livingston, MI; 2 federal disaster declarations in Livingston County, MI since 2023 (2 flood); 6 Livingston, MI NFIP flood claims, $35K paid; Livingston, MI construction distress 29/100.

12 banks with 38 branches lend in Livingston County, MI; Livingston, MI weighted bank stress 59/100, highest 90/100 in Livingston, MI.

Livingston County, MI unemployment 4.2% (Livingston, MI -0.2 pts, six months); 609 new housing units permitted in Livingston County, MI over twelve months, Livingston, MI up 23% from 495; Livingston, MI home prices +7.9% a year (Livingston, MI) over three years.

80,367 housing units in Livingston County, MI; 10,133 Livingston, MI renter households; 44% of Livingston, MI renters spend 30%+ of income on rent, 18% (Livingston, MI) half or more.

Livingston County, MI ranks #1,809 nationally on the opportunity index (Livingston, MI, among all ranked counties); Livingston, MI scores 28.4/100 and Livingston, MI sits #56 inside Michigan. Livingston, MI is in the early_signal opportunity phase; Livingston, MI's primary driver is bank institutional, Livingston, MI second driver listings discount; Livingston, MI moved up 899 places. 307 short-sale listings across Livingston, MI; 55 days on market observed in Livingston, MI; 4.7% vacancy over 21 Livingston, MI ZIPs.

0.6% of Livingston County, MI mortgages were ninety-plus days late in December 2025; Livingston, MI's thirty-to-eighty-nine-day share was 1.9% (CFPB county sample). Livingston, MI's ninety-day rate is down 0.2 points on twelve months earlier; the Livingston, MI peak since 2008 was 4.1% in February 2010; Michigan overall reads 0.9%.

Livingston County, MI has 3 watched banks; 3 Livingston, MI banks sit in an elevated band. Livingston, MI footprints: Bank Of Ann Arbor (9 branches, stress 36) in Livingston, MI; Independent Bank (1 branch, stress 67) in Livingston, MI; Choiceone Bank (1 branch, stress 60) in Livingston, MI.

HUD lists 8 assisted multifamily properties in Livingston County, MI with 757 units; 58 Livingston, MI units are assisted, 1 Livingston, MI properties under project-based Section 8.

3,922 of the 80,367 housing units in Livingston, MI sit vacant. Livingston County, MI permitted 136 multifamily units in twelve months; Livingston, MI's one-to-four unit structures added 473 units in Livingston County, MI.

Peak
Market phase
4.2%
Livingston, MI HPI YoY
0%
Drawdown
26
Livingston confidence

Livingston County ZIPs ranked by distress

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