ZIP 48380 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan's ZIP 48380 registers 31/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (54/100), institutional ownership (49/100). mortgage stress (19/100) stay muted. Latent structural risk is 68/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (60/100).

The market reads peak — home values rose 4.2% year on year, and 21% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 18/100. There are about 2,639 housing units across 48380. Educational attainment sits at 46% bachelor's-or-above. 7,501 residents call 48380 home, typically aged 49. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Home values center near $447,000, an affordability ratio of 3.3× — accessible. Households earn a median $133,224 — above the roughly $78,000 national figure. Owners hold 100% of homes, renters 0%. Around 0% of renters are cost-burdened. Vacancy runs 2.7%.

Overall, 48380 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 48380's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 48380 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 48380 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 48380 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.