ZIP 48380 Property Distress & Foreclosure Data

DLRadar grades ZIP 48380 (Oakland County, Michigan) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (72/100), construction/permit lag (62/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 72/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (88/100).

The market reads expansion — home values rose 5.6% year on year, and 21% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 18/100. The ZIP holds roughly 2,639 housing units. Around 46% of adults hold a bachelor's degree or higher. About 7,501 people live here, median age 49. The poverty rate is 6.1% — low. The typical home is worth about $447,000 (3.3× income, relatively affordable). At $133,224, median income runs above typical U.S. levels. 100% of housing is owner-occupied. Around 0% of renters are cost-burdened. The vacancy rate is 2.7%.

Net-net, 48380 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.