ZIP 48114 Foreclosure, Tax-Lien & Distress Report

ZIP code 48114 in Livingston County, Michigan carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (79/100). What sets it apart are the readings on structural risk (56/100), institutional ownership (47/100), construction/permit lag (22/100). By contrast, construction/permit lag (22/100) and mortgage stress (18/100) register low. On the structural side it scores 56/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 17% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 21,476 with a median age of 44. The typical home is worth about $405,400 (3.3× income, relatively affordable). The tenure split is 92% owner-occupied to 8% rented. There are about 8,443 housing units across 48114. Rent burden reaches 33% of tenant households. The vacancy rate is 3.8%. The poverty rate is 3.2% — low. DLRadar's demographic-stress index for the area reads 23/100. Around 47% of adults hold a bachelor's degree or higher. Households earn a median $118,581 — above the roughly $78,000 national figure.

Overall, 48114 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 48114 at the moment; the composite and its components are still built from verifiable public records.

The 48114 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 48114 stays directly comparable to neighboring ZIPs and the rest of Livingston County, Michigan. Every figure is auditable to a public dataset and refreshed on ingest; 48114 shows blanks, not estimates, wherever the record is sparse.

48114's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 48114 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.