ZIP 48836 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48836 in Livingston County, Michigan comes in at 26, a low composite-distress reading. The most distinctive pressure shows up in structural risk (56/100), institutional ownership (47/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (18/100) stay muted. Structural exposure scores 56 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (79/100).

The market reads peak — home values rose 4.2% year on year, and 25% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.9%. 6.7% of residents fall below the poverty threshold. Median household income is $86,317, near the U.S. median near $78,000. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 35% of tenant households. About 14,978 people live here, median age 40. The demographic-stress sub-score lands at 26/100. There are about 5,718 housing units across 48836. 89% of housing is owner-occupied. A median home runs $276,800 here, or 3.0 times local income.

Overall, 48836 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48836 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 48836 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48836 can be compared directly against any other ZIP in Livingston County, Michigan or nationwide. Sparse data for 48836 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 48836 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 48836 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.