ZIP 48855 Foreclosure, Tax-Lien & Distress Report

Livingston County, Michigan's ZIP 48855 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 56 and live distress 6 on the 0–100 scale. Property-level stress concentrates in structural risk (56/100), institutional ownership (47/100), construction/permit lag (22/100). On the quiet end sit construction/permit lag (22/100) and mortgage stress (18/100). Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (79/100).

The market reads peak — home values rose 4.2% year on year, and 18% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.9%. Home values center near $344,600, an affordability ratio of 3.0× — accessible. 3.2% of residents fall below the poverty threshold. Around 35% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,489 housing units. Households earn a median $104,552 — above the roughly $78,000 national figure. 16,625 residents call 48855 home, typically aged 39. Around 33% of renters are cost-burdened. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100.

Net-net, 48855 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 48855 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 48855 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 48855 stays directly comparable to neighboring ZIPs and the rest of Livingston County, Michigan. Nothing here is interpolated — where a source is thin for 48855, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 48855 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 48855 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.