Livingston County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Livingston County, MI distress report, 2026: 21 ZIPs scored in Livingston, MI, Livingston, MI average 26/100; the top Livingston, MI ZIP is 48442 at 32/100; Livingston, MI market phase peak, Livingston, MI prices +4.2% year over year.
- Livingston, MI ranks #1,804 nationally (opportunity index); Livingston, MI #56 in Michigan; Livingston, MI index 28.4.
- Livingston, MI ninety-day mortgage delinquency 0.6% in December 2025; Livingston, MI twelve-month change -0.2%.
- Livingston, MI ZIP phases: 19 peak, 2 neutral.
- Livingston, MI residential listings tracked: 442 across 12 ZIPs; Livingston, MI candidate listings 41.
- Livingston, MI HUD assisted properties: 8 with 757 units.
- Livingston, MI lenders on watch: 3; largest Livingston, MI footprint Bank Of Ann Arbor (9 branches).
- Livingston, MI most distressed ZIP: 48442 at 32/100.
Livingston, MI figures: DLRadar distress index; Livingston, MI inputs: CFPB, FHFA, HUD, FDIC; Livingston, MI rebuilt as sources refresh.
| Rank | Livingston, MI ZIP | Score |
|---|---|---|
| 1 | 48442 | 32/100 |
| 2 | 48380 | 31/100 |
| 3 | 48178 | 29/100 |
| 4 | 48189 | 27/100 |
| 5 | 48114 | 26/100 |
| 6 | 48116 | 26/100 |
| 7 | 48137 | 26/100 |
| 8 | 48139 | 26/100 |
| 9 | 48143 | 26/100 |
| 10 | 48169 | 26/100 |
| 11 | 48353 | 26/100 |
| 12 | 48430 | 26/100 |
Most distressed Livingston, MI ZIPs (0-100, 2026)
Mortgage delinquency in Livingston, MI
0.6% of Livingston, MI mortgages were ninety-plus days late (Livingston, MI, December 2025); Livingston, MI thirty-to-eighty-nine days late: 1.9%; Livingston, MI twelve-month change -0.2%; Livingston, MI peak since 2008: 4.1% (February 2010); Michigan overall 0.9%. Livingston, MI ninety-day series: Dec 24 0.8, Jan 25 0.8, Feb 25 0.5 (Livingston, MI), Mar 25 0.6, Apr 25 0.6, May 25 0.6 (Livingston, MI), Jun 25 0.6, Jul 25 0.6, Aug 25 0.6 (Livingston, MI), Sep 25 0.7, Oct 25 0.6, Nov 25 0.7 (Livingston, MI), Dec 25 0.6.
Opportunity index: Livingston, MI
Livingston, MI index 28.4, Livingston, MI phase early_signal; Livingston, MI primary driver bank institutional, Livingston, MI second driver listings discount. Livingston, MI components: property stress 13.0, foreclosure pressure 10.5, listing discounts 43.3, bank stress 58.2, insurance 0.0; Livingston, MI pulse 28.0; Livingston, MI capital opportunity 28.9; Livingston, MI seven-day change +0.2%.
ZIP market phases inside Livingston, MI
21 Livingston, MI ZIPs carry a price-cycle phase; Livingston, MI ZIPs by phase (Livingston, MI), deepest drawdown first: peak, +4.2% YoY (Livingston, MI): 48114, 48116, 48139, 48143, Livingston, MI 48169, 48353, 48380, 48442, Livingston, MI 48816, 48836; peak, +3.9% YoY (Livingston, MI): 48137, 48178; peak, +3.5% YoY (Livingston, MI): 48189, 48451; peak, +4.0% YoY (Livingston, MI): 48418, 48430.
Residential listings by Livingston, MI ZIP
Livingston, MI ZIPs with the most tracked Livingston, MI residential listings: 48430 92 listings, 16 candidates, bank pressure 61; 48843 92 listings, 4 candidates, bank pressure 64; 48116 67 listings, 5 candidates, bank pressure 64; 48114 50 listings, 6 candidates, bank pressure 64 (Livingston, MI); 48169 49 listings, 3 candidates, bank pressure 64; 48855 38 listings, 2 candidates, bank pressure 64; 48836 26 listings, 3 candidates, bank pressure 64; 48353 15 listings, 0 candidates, bank pressure 64. Livingston, MI totals: 442 listings; Livingston, MI candidates 41; active ZIPs 11.
HUD assisted housing in Livingston, MI
8 assisted properties with 757 units sit in Livingston, MI; largest Livingston, MI properties: The Glens At Rolling Ridge (Howell) 201 units; Lakeshore Village I (Howell) 144 units; Redwood Howell - Phase Ii & Iii (Howell) 144 units in Livingston, MI; Chestnut Crossing (Howell) 84 units; Mill Pond Manor (Brighton) (Brighton) 58 units, 58 assisted; Mallard Pond Ii Apartments (Howell) 48 units.
Lenders with branches in Livingston, MI
Livingston, MI lenders by branch count: Bank Of Ann Arbor (Livingston, MI): stress 36, 9 branches low in Livingston, MI; Independent Bank (Livingston, MI): stress 67, 1 branch low in Livingston, MI; Choiceone Bank (Livingston, MI): stress 60, 1 branch low in Livingston, MI.
Vacancy and permits, Livingston, MI
3,922 of 80,367 Livingston, MI housing units are vacant; Livingston, MI permits, twelve months: 136 multifamily units in Livingston, MI, 473 one-to-four unit units.
Work Livingston, MI at the parcel level
Every Livingston, MI parcel carries owner and address; every Livingston, MI parcel carries APN; Livingston, MI distress scores sit on the Livingston, MI live board.
Livingston, MI figures refresh with each source.
Livingston, MI questions
Most distressed ZIP code in Livingston County, MI?
ZIP 48442 leads Livingston, MI at 32/100; next in Livingston, MI: 48380 at 31/100; the Livingston, MI average is 26/100.
Where does Livingston County, MI rank for investment opportunity?
Livingston, MI is #1,804 among all ranked counties, #56 in Michigan; the Livingston, MI driver is bank institutional; Livingston, MI moved up 904 places.
How many mortgages are delinquent in Livingston County, MI?
0.6% of Livingston, MI mortgages were ninety-plus days late in December 2025; the Livingston, MI peak since 2008 was 4.1%.
Which banks lend in Livingston County, MI?
3 watched lenders hold Livingston, MI branches; the largest Livingston, MI footprints are Bank Of Ann Arbor (9), Independent Bank (1), Choiceone Bank (1).
More on Livingston, MI
Livingston County, MI distress report: public-record figures for Livingston, MI; not legal advice for Livingston, MI; not tax or investment advice; verify every Livingston, MI record before acting.