Livingston County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Livingston County, Michigan? DLRadar grades every Livingston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Livingston County breakdown.
- Livingston County's most distressed ZIP is 48442 at 33/100.
- 21 ZIP codes tracked in Livingston County, averaging 26/100 distress.
- Livingston County reads peak — home values up 4.2% year over year.
- Vacancy runs 6.9% across Livingston County's tracked ZIPs, with a 5.5% poverty rate.
- The typical Livingston County home is worth about $309,553 against a ~$101,041 median income.
- Lending headwind in Livingston County sits at 43/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48442 | 33/100 |
| 2 | 48380 | 32/100 |
| 3 | 48178 | 30/100 |
| 4 | 48189 | 27/100 |
| 5 | 48430 | 27/100 |
| 6 | 48892 | 27/100 |
| 7 | 48114 | 26/100 |
| 8 | 48116 | 26/100 |
| 9 | 48137 | 26/100 |
| 10 | 48139 | 26/100 |
| 11 | 48143 | 26/100 |
| 12 | 48169 | 26/100 |
Most distressed ZIP codes in Livingston County (composite distress 0-100, 2026)
What is driving Livingston County distress
Nothing here is estimated: Livingston County is scored from filings alone, and its ZIPs average 26/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Livingston County market phase and pricing
DLRadar places Livingston County in peak; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Livingston County
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Questions and answers
What is the most distressed ZIP code in Livingston County, MI?
ZIP 48442 leads Livingston County at 33/100, recomputed monthly from public records.
What stage of the price cycle is Livingston County at?
Livingston County is classified peak with a 4.2% year-over-year increase, following the FHFA House Price Index.
How is the Livingston County data sourced?
Every Livingston County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 21 Livingston County ZIP codes that it runs on every other U.S. county, so Livingston County's numbers are directly comparable to any other market.
How much do distress scores vary between Livingston County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Livingston County ZIPs DLRadar ranks, scores run from 33/100 in 48442 down to 26/100 in 48169, against a Livingston County average of 26/100. A spread of 7 points means Livingston County has to be worked ZIP by ZIP.
What do Livingston County home values and vacancy say about distressed supply?
The typical Livingston County home carries about $309,553 of value against a median household income near $101,041. Vacancy across Livingston County's tracked ZIPs runs 6.9% and the poverty rate is 5.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Livingston County's foreclosure and tax-lien filings and its 43/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.