Livingston County, MI: Home-Insurance Distress & Forced-Sale Pressure
Livingston County, MI: 58/100 (elevated) home-insurance distress; Livingston, MI band MEDIUM; Livingston, MI #943 of 3,222 counties; Livingston, MI #23 of 83 in Michigan.
FEMA hazard, Livingston, MI: 52/100; Livingston, MI declarations, three years: 2; Livingston, MI perils: 2 flood; Livingston, MI five-year count 2 (severity 3.0); Livingston, MI ten-year 2; hazard-weighted, Livingston, MI: 4.0.
Declared incidents on the Livingston, MI record: 2024 Flood 3 (Livingston, MI).
NFIP claims, Livingston, MI, three years: 6; Livingston, MI payouts $35,128; per Livingston, MI claim $5,855; Livingston, MI claim-stress 67/100.
Livingston, MI monthly score fell, 69 (March 2026) to 62 (October 2026); Livingston, MI by month: March 69, April 69, May 68, June 68 (Livingston, MI), July 66, August 65, September 65, October 62.
Livingston, MI components: climate 60, NFIP claims 67; Livingston, MI retreat index 62.
Construction distress, Livingston, MI: 29/100 as of August 2026 (Livingston, MI: 52/100 one-to-four unit, 2/100 multifamily).
Livingston, MI ZIPs, June 2026 (Livingston, MI, 16 highest): score 0 (Livingston, MI), climate 98 (Livingston, MI): 48442; score 0 (Livingston, MI), climate 91 (Livingston, MI): 48380; score 0 (Livingston, MI), climate 89 (Livingston, MI): 48178, 48451; score 0 (Livingston, MI), climate 86 (Livingston, MI): 48189, 48892, 49285; score 0 (Livingston, MI), climate 84 (Livingston, MI): 48430; score 0 (Livingston, MI), climate 82 (Livingston, MI): 48137; score 0 (Livingston, MI), climate 80 (Livingston, MI): 48169; score 0 (Livingston, MI), climate 79 (Livingston, MI): 48114, 48116, 48139, 48143, Livingston, MI 48353, 48816.
DLRadar rescores Livingston, MI monthly; Livingston, MI readings join Livingston, MI foreclosure, lien and ownership parcels (Livingston, MI), so cost-squeezed Livingston, MI owners surface before listing.
Inside Michigan, Livingston County ranks 23rd of 83 counties for home-insurance distress at 58/100; Iosco County (58/100) sits just above Livingston County, and Ionia County (57/100) sits just below Livingston County.
Deterministic. Every Livingston County, MI signal traces to a public Livingston dataset (FEMA, NFIP, Census for Livingston, MI) · how insurance distress works in Livingston, MI · methodology
FAQ: Livingston County, MI insurance distress
What is the Livingston County, MI home-insurance-distress score?
Livingston, MI: 58/100 (MEDIUM), #943 of 3,222, #23 in Michigan. FEMA hazard, Livingston, MI: 52/100; NFIP stress, Livingston, MI: 67/100; construction, Livingston, MI: 29/100; Livingston, MI rescores monthly.
Is Livingston County insurance distress getting better or worse (MI)?
Livingston, MI: 69 in March 2026; Livingston, MI: 62 in October 2026 (better); Livingston, MI climate component 60; Livingston, MI NFIP claims score 67.
How many flood-insurance claims has Livingston County, MI had?
Livingston, MI: 6 NFIP claims, three years; Livingston, MI paid $35,128; per Livingston, MI claim $5,855; carriers reprice Livingston, MI against that record.
Which Livingston County ZIP codes carry the most insurance distress (MI)?
Livingston, MI, June 2026: 48442 at 0, 48380 at 0, 48178 at 0, 48451 at 0; Livingston, MI climate scores there: 98, 91, 89, 89.
Why does Livingston, MI insurance distress create sellers?
A Livingston, MI premium outruns the Livingston, MI budget; a carrier leaves Livingston, MI; Livingston, MI carrying cost passes plan; Livingston, MI owners sell while current; Livingston, MI insurance distress leads Livingston, MI foreclosure data.