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ZIP 48169 Foreclosure, Tax-Lien & Distress Report

Livingston County, Michigan · Distress market

ZIP 48169's composite property-distress score is 26/100 - DLRadar classes that as low for Livingston County, Michigan. The latent-versus-live split is 57/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (80/100). Property-level stress concentrates in structural risk (57/100), institutional ownership (47/100), construction/permit lag (22/100). By contrast, construction/permit lag (22/100) and mortgage stress (18/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 19% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 8.3%. Around 36% of renters are cost-burdened. Owners hold 91% of homes, renters 9%. Educational attainment sits at 39% bachelor's-or-above. Population is roughly 21,080 with a median age of 48. The poverty rate is 7.2% — low. The ZIP holds roughly 9,038 housing units. DLRadar's demographic-stress index for the area reads 25/100. The typical home is worth about $373,400 (3.2× income, relatively affordable). Households earn a median $108,886 — above the roughly $78,000 national figure.

Net-net, 48169 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 48169 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 48169 stays directly comparable to neighboring ZIPs and the rest of Livingston County, Michigan. The score is rebuilt from public data as it updates, so 48169 reflects the current record instead of a stale or modeled snapshot.

Each component behind 48169 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 48169 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

26/100
Composite stress
57/100
Structural risk
5/100
Distress activity

ZIP 48169 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk80
9 further distress layers are graded for 48169

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 48169 distress snapshot

The live 48169 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Livingston County ZIP reports

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Each signal above is traceable to an open dataset · methodology

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