ZIP 48116 Foreclosure, Tax-Lien & Distress Report
Livingston County, Michigan · Distress market
DLRadar grades ZIP 48116 (Livingston County, Michigan) at a low 26/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (79/100)). The sharpest non-environmental signals are structural risk (56/100), institutional ownership (47/100), construction/permit lag (22/100). By contrast, construction/permit lag (22/100) and mortgage stress (18/100) register low. Structurally it carries 56/100, against 6/100 of stress already in motion.
The peak-phase market in 48116 posted values that rose 4.2% over the year, and 16% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 27,817 with a median age of 46. Vacancy runs 5.7%. Home values center near $385,900, an affordability ratio of 3.3× — accessible. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. Around 51% of adults hold a bachelor's degree or higher. Households earn a median $109,606 — above the roughly $78,000 national figure. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 12,149 housing units. Around 39% of renters are cost-burdened.
On balance 48116 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 48116 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48116 can be compared directly against any other ZIP in Livingston County, Michigan or nationwide. Sparse data for 48116 shows as blanks, never estimates, and the score updates on every fresh public filing.
48116's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 48116 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 48116
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 48116 distress snapshot
A live read on 48116: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Livingston County
Keep exploring Michigan distress
Other reports tied to Livingston County, Michigan — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 48116
The full 48116 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology