ZIP 48816 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48816 (Livingston County, Michigan) lands at 26/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (79/100)). Structural exposure scores 56 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (56/100), institutional ownership (47/100), construction/permit lag (22/100). On the quiet end sit construction/permit lag (22/100) and mortgage stress (18/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 188 housing units. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 16% owner-occupied to 84% rented. Rent burden reaches 0% of tenant households. Around 6% of adults hold a bachelor's degree or higher. Home values center near $167,500, an affordability ratio of 2.8× — accessible. 0.0% of residents fall below the poverty threshold. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. At $48,988, median income runs below typical U.S. levels. 391 residents call 48816 home, typically aged 58.

Taken together, 48816 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 48816 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 48816 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Livingston County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 48816 shows blanks, not estimates, wherever the record is sparse.

48816's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 48816 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.