ZIP 48816 Property Distress & Foreclosure Data

In Livingston County, Michigan, ZIP 48816 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (79/100)). On the structural side it scores 62/100, with 6/100 of stress already active. Its standout signals are structural risk (62/100), institutional ownership (50/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (18/100).

The expansion-phase market in 48816 posted values that rose 5.6% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 188 housing units. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 16% of homes, renters 84%. Around 0% of renters are cost-burdened. Educational attainment sits at 6% bachelor's-or-above. Home values center near $167,500, an affordability ratio of 2.8× — accessible. 0.0% of residents fall below the poverty threshold. The vacancy rate is 12.2% — elevated. Median household income is $48,988, below the U.S. median near $78,000. Population is roughly 391 with a median age of 58.

On the whole, 48816 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
62/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 48816

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk79
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Livingston County

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Deterministic. Every signal traces to a public dataset · methodology