ZIP 48895 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 48895 in Ingham County, Michigan comes in at 26, a low composite-distress reading. Structural risk reads 57/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (74/100)). What sets it apart are the readings on structural risk (57/100), institutional ownership (49/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (15/100) register low.

The neutral-phase market in 48895 posted values that rose 4.7% over the year, and 14% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $294,600 (2.7× income, relatively affordable). The tenure split is 88% owner-occupied to 12% rented. 11,294 residents call 48895 home, typically aged 48. Vacancy runs 5.0%. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 5,022 housing units. Educational attainment sits at 50% bachelor's-or-above. At $100,565, median income runs above typical U.S. levels. Around 54% of renters are cost-burdened. The poverty rate is 3.9% — low.

On balance 48895 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48895 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 48895 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48895 can be compared directly against any other ZIP in Ingham County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 48895, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 48895 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48895 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.