ZIP 48912 Foreclosure, Tax-Lien & Distress Report
Ingham County, Michigan · High Poverty market
Composite property distress in 48912 (Ingham County, Michigan) lands at 26/100 — low on DLRadar's distress scoring. Latent structural risk is 57/100 while live distress already moving reads 6/100. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (74/100)). Its heaviest discrete signals: structural risk (57/100), institutional ownership (49/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (15/100) register low.
The neutral-phase market in 48912 posted values that rose 4.7% over the year, and 24% higher over three years (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 9.2%. Median household income is $53,072, below the U.S. median near $78,000. The tenure split is 43% owner-occupied to 57% rented. There are about 9,054 housing units across 48912. The typical home is worth about $150,200 (2.6× income, relatively affordable). Rent burden reaches 41% of tenant households. 17,398 residents call 48912 home, typically aged 32. About 40% have a four-year degree. On demographic stress specifically, 48912 scores 31/100. 20.1% of residents fall below the poverty threshold.
Net-net, 48912 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 48912 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 48912 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Ingham County, Michigan and the nation. Sparse data for 48912 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 26/100 for 48912 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 48912 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 48912
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 48912 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 48912, drawn from the same report attached to each property.
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Rules-based scoring — each signal ties to a public dataset · methodology