ZIP 48906 Foreclosure, Tax-Lien & Distress Report

ZIP 48906's composite property-distress score is 16/100 - DLRadar classes that as low for Clinton County, Michigan. Its standout signals are construction/permit lag (36/100), structural risk (36/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (5/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). Structural exposure scores 36 and live distress 2 on the 0–100 scale.

The market reads neutral — home values rose 4.7% year on year, and 24% higher over three years (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 8.0%. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 70% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. Households earn a median $61,533 — below the roughly $78,000 national figure. Around 29% of adults hold a bachelor's degree or higher. Home values center near $139,700, an affordability ratio of 2.1× — accessible. About 25,960 people live here, median age 36. Rent burden reaches 45% of tenant households. The ZIP holds roughly 12,017 housing units.

Net-net, 48906 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48906 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48906's 16/100 can be lined up against any neighbor in Clinton County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48906 shows blanks, not estimates, wherever the record is sparse.

48906's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 48906 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.