ZIP 48906 Property Distress & Foreclosure Data

In Clinton County, Michigan, ZIP 48906 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (31/100), construction/permit lag (24/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (5/100). Environmental exposure also runs high (climate & FEMA risk (63/100)). The latent-versus-live split is 31/100 structural and 2/100 already moving.

The expansion-phase market in 48906 posted values that rose 5.2% over the year, and 24% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 8.0%. 18.3% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $61,533, below the U.S. median near $78,000. Educational attainment sits at 29% bachelor's-or-above. Home values center near $139,700, an affordability ratio of 2.1× — accessible. Population is roughly 25,960 with a median age of 36. Around 45% of renters are cost-burdened. The ZIP holds roughly 12,017 housing units.

On balance 48906 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.