ZIP 48831 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48831 (Clinton County, Michigan) lands at 19/100 — low on DLRadar's public-record scoring. The split runs 43/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (65/100). The pressure is most legible in construction/permit lag (47/100), structural risk (43/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (4/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 19% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,420 housing units across 48831. At $61,800, median income runs below typical U.S. levels. Owners hold 88% of homes, renters 12%. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 7.1%. Rent burden reaches 32% of tenant households. Home values center near $161,300, an affordability ratio of 2.5× — accessible. 10.0% of residents fall below the poverty threshold. Population is roughly 3,282 with a median age of 44. The demographic-stress sub-score lands at 25/100.

Overall, 48831 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 48831 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48831 can be compared directly against any other ZIP in Clinton County, Michigan or nationwide. 48831 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 for 48831 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 48831 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.