ZIP 48831 Property Distress & Foreclosure Data

Composite property distress in 48831 (Clinton County, Michigan) lands at 16/100 — low on DLRadar's public-record scoring. Structural risk reads 35/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (65/100)). The sharpest non-environmental signals are construction/permit lag (41/100), structural risk (35/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (4/100).

The expansion-phase market in 48831 posted values that rose 5.0% over the year, and 19% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,420 housing units across 48831. Median household income is $61,800, below the U.S. median near $78,000. Owners hold 88% of homes, renters 12%. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 7.1%. Rent burden reaches 32% of tenant households. Home values center near $161,300, an affordability ratio of 2.5× — accessible. 10.0% of residents fall below the poverty threshold. Population is roughly 3,282 with a median age of 44. DLRadar's demographic-stress index for the area reads 25/100.

On balance 48831 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

16/100
Composite stress
35/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48831

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Clinton County

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