ZIP 48655 Foreclosure, Tax-Lien & Distress Report

Saginaw County, Michigan's ZIP 48655 registers 30/100 composite distress, which DLRadar reads as moderate. Latent structural risk is 66/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (79/100)). Leading the profile are structural risk (66/100), construction/permit lag (53/100), institutional ownership (45/100). mortgage stress (8/100) stay muted.

The peak-phase market in 48655 posted values that rose 4.0% over the year, and 27% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 5.5%. At $64,615, median income runs below typical U.S. levels. The typical home is worth about $175,700 (2.4× income, relatively affordable). The demographic-stress sub-score lands at 27/100. About 5,655 people live here, median age 47. The ZIP holds roughly 2,570 housing units. Owners hold 87% of homes, renters 13%. Roughly 10.1% live below the poverty line. Around 18% of adults hold a bachelor's degree or higher. Rent burden reaches 48% of tenant households.

On balance 48655 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48655 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 48655 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Saginaw County, Michigan and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 48655 shows blanks, not estimates, wherever the record is sparse.

48655's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 48655 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.