ZIP 48655 Property Distress & Foreclosure Data

DLRadar grades ZIP 48655 (Saginaw County, Michigan) at a low 23/100 for overall property distress. Structural risk reads 51/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (79/100). Property-level stress concentrates in structural risk (51/100), construction/permit lag (38/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 27% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 5.5%. Households earn a median $64,615 — below the roughly $78,000 national figure. A median home runs $175,700 here, or 2.4 times local income. On demographic stress specifically, 48655 scores 27/100. 5,655 residents call 48655 home, typically aged 47. There are about 2,570 housing units across 48655. The tenure split is 87% owner-occupied to 13% rented. Roughly 10.1% live below the poverty line. About 18% have a four-year degree. Rent burden reaches 48% of tenant households.

Overall, 48655 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.