ZIP 48637 Foreclosure, Tax-Lien & Distress Report

ZIP 48637's composite property-distress score is 28/100 - DLRadar classes that as low for Saginaw County, Michigan. Environmental exposure also runs high (climate & FEMA risk (81/100)). The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (62/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (6/100). Structural exposure scores 62 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.0% year on year, and 18% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $158,600 here, or 2.2 times local income. Median household income is $63,900, below the U.S. median near $78,000. About 3,068 people live here, median age 46. Owners hold 91% of homes, renters 9%. Vacancy runs 5.5%. There are about 1,339 housing units across 48637. 15.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 28/100. Rent burden reaches 53% of tenant households. About 16% have a four-year degree.

Net-net, 48637 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48637 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 48637's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 48637 shows as blanks, never estimates, and the score updates on every fresh public filing.

48637's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 48637 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.