ZIP 48637 Property Distress & Foreclosure Data

DLRadar grades ZIP 48637 (Saginaw County, Michigan) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (81/100). Property-level stress concentrates in construction/permit lag (65/100), structural risk (51/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. Structural risk reads 51/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 18% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $158,600 here, or 2.2 times local income. Households earn a median $63,900 — below the roughly $78,000 national figure. 3,068 residents call 48637 home, typically aged 46. The tenure split is 91% owner-occupied to 9% rented. Vacancy runs 5.5%. There are about 1,339 housing units across 48637. Roughly 15.0% live below the poverty line. On demographic stress specifically, 48637 scores 28/100. Rent burden reaches 53% of tenant households. About 16% have a four-year degree.

Overall, 48637 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.