ZIP 48880 Foreclosure, Tax-Lien & Distress Report

In Gratiot County, Michigan, ZIP 48880 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (52/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (3/100) register low. Structural exposure scores 52 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.0% year on year, and 9% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,884 housing units. The poverty rate is 11.2%. 80% of housing is owner-occupied. About 10% have a four-year degree. The vacancy rate is 11.6% — elevated. The demographic-stress sub-score lands at 27/100. Population is roughly 9,952 with a median age of 40. Rent burden reaches 34% of tenant households. A median home runs $144,900 here, or 2.4 times local income. At $56,108, median income runs below typical U.S. levels.

Overall, 48880 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48880 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48880's 23/100 can be lined up against any neighbor in Gratiot County, Michigan or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 48880 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 48880 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 48880 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.