Gratiot County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gratiot County, Michigan? DLRadar grades every Gratiot County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Gratiot County breakdown.
- Gratiot County's most distressed ZIP is 48614 at 29/100.
- 21 ZIP codes tracked in Gratiot County, averaging 22/100 distress.
- Gratiot County reads peak — home values up 4.2% year over year.
- Vacancy runs 11.4% across Gratiot County's tracked ZIPs, with a 11.8% poverty rate.
- The typical Gratiot County home is worth about $153,590 against a ~$66,375 median income.
- Lending headwind in Gratiot County sits at 47/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48614 | 29/100 |
| 2 | 48637 | 28/100 |
| 3 | 48615 | 24/100 |
| 4 | 48662 | 24/100 |
| 5 | 48807 | 23/100 |
| 6 | 48880 | 23/100 |
| 7 | 48801 | 22/100 |
| 8 | 48806 | 22/100 |
| 9 | 48811 | 22/100 |
| 10 | 48832 | 22/100 |
| 11 | 48845 | 22/100 |
| 12 | 48847 | 22/100 |
Most distressed ZIP codes in Gratiot County (composite distress 0-100, 2026)
What is driving Gratiot County distress
The Gratiot County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 22/100 ZIP average. No proprietary or modelled inputs enter the score.
Gratiot County market phase and pricing
Gratiot County currently sits in peak after a 4.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Gratiot County
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Frequently asked questions
What is the most distressed ZIP code in Gratiot County, MI?
ZIP 48614 leads Gratiot County at 29/100, recomputed monthly from public records.
Where is Gratiot County in the housing cycle?
FHFA price-index movement places Gratiot County in peak; prices are up 4.2% over twelve months.
Which datasets feed the Gratiot County scores?
Each Gratiot County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 21 local ZIPs and every other county in the country.
How much do distress scores vary between Gratiot County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Gratiot County ZIPs DLRadar ranks, scores run from 29/100 in 48614 down to 22/100 in 48847, against a Gratiot County average of 22/100. That 7-point gap is why acquisition targeting in Gratiot County works at ZIP level rather than county level.
What do Gratiot County home values and vacancy say about distressed supply?
The typical Gratiot County home carries about $153,590 of value against a median household income near $66,375. Vacancy across Gratiot County's tracked ZIPs runs 11.4% and the poverty rate is 11.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Gratiot County's foreclosure and lien filings and its 47/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.