ZIP 48862 Property Distress & Foreclosure Data

DLRadar grades ZIP 48862 (Gratiot County, Michigan) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (67/100), structural risk (34/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 34 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 100% owner-occupied to 0% rented. About 0% have a four-year degree. On demographic stress specifically, 48862 scores 24/100. Vacancy runs 40.7%, above the national norm and a classic distress-and-opportunity signal. 39 residents call 48862 home, typically aged 32. Households earn a median $48,750 — below the roughly $78,000 national figure. A median home runs $75,800 here, or 1.5 times local income. There are about 30 housing units across 48862.

Taken together, 48862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
34/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48862

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Gratiot County

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