ZIP 48862 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48862 (Gratiot County, Michigan) at a low 25/100 for overall property distress. Structural risk reads 56/100 against active distress of 1/100. Environmental exposure also runs high (flood (NFIP) exposure (60/100)). The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (56/100), institutional ownership (46/100). mortgage stress (3/100) stay muted.

The market reads peak — home values rose 4.2% year on year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

5.4% of residents fall below the poverty threshold. Owners hold 100% of homes, renters 0%. Educational attainment sits at 0% bachelor's-or-above. The demographic-stress sub-score lands at 35/100. The vacancy rate is 40.7% — elevated. About 39 people live here, median age 32. At $48,750, median income runs below typical U.S. levels. The typical home is worth about $75,800 (1.5× income, relatively affordable). The ZIP holds roughly 30 housing units.

Taken together, 48862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 48862 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 48862's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 48862 shows blanks, not estimates, wherever the record is sparse.

Behind 48862's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 48862 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.