ZIP 48889 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48889 (Gratiot County, Michigan) lands at 22/100 — low on DLRadar's public-record scoring. On the structural side it scores 48/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (48/100), institutional ownership (34/100). On the quiet end sit institutional ownership (34/100) and mortgage stress (3/100).

The peak-phase market in 48889 posted values that rose 4.2% over the year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $62,813 — below the roughly $78,000 national figure. The poverty rate is 11.6%. Around 10% of renters are cost-burdened. Owners hold 85% of homes, renters 15%. On demographic stress specifically, 48889 scores 22/100. About 1,496 people live here, median age 48. The vacancy rate is 11.8% — elevated. Home values center near $157,900, an affordability ratio of 2.2× — accessible. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 644 housing units.

On balance 48889 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 48889 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 48889 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Gratiot County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48889 reflects the current record instead of a stale or modeled snapshot.

Each component behind 48889 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 48889 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.