ZIP 48889 Property Distress & Foreclosure Data

In Gratiot County, Michigan, ZIP 48889 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 33/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (66/100), structural risk (33/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $62,813 — below the roughly $78,000 national figure. Roughly 11.6% live below the poverty line. Around 10% of renters are cost-burdened. The tenure split is 85% owner-occupied to 15% rented. On demographic stress specifically, 48889 scores 22/100. 1,496 residents call 48889 home, typically aged 48. The vacancy rate is 11.8% — elevated. A median home runs $157,900 here, or 2.2 times local income. About 12% have a four-year degree. The ZIP holds roughly 644 housing units.

Overall, 48889 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
33/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 48889

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Gratiot County

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Deterministic. Every signal traces to a public dataset · methodology